The DOJ Loan Form: Facts, Records and Where It Goes

The DOJ form gathers loan hardship facts. Use accurate records and check where it goes. The form does not cancel a loan or replace a court decision.

Who may qualify to use the DOJ loan form?

Ask whether your federal-loan court case uses this process. The form gathers facts for government review. The judge still decides the requested relief.

DOJ’s guidance coordinates review with Education while preserving applicable court law. The current index links a form updated in May 2025. That month is the form’s update date, not a promise that every loan or private lender falls within the government process.

What does not qualify as proof of loan relief?

It does not prove hardship or cancel a loan by itself. You sign the facts under penalty of perjury. Do not copy another borrower’s answers.

The form requests a truthful account of loan history, finances and other circumstances. The guidance assesses present and future ability to pay and past efforts, rather than awarding relief for filling every blank. Have unfamiliar requests explained before signing; do not change facts to fit a success story.

What if the loan details are missing or wrong?

Compare the loan details with your records. Correct missing or wrong facts as the form allows. Check each loan for which you seek relief.

Education provides loan and school information to the handling government attorney for review with you. The May 2025 form distinguishes agreement with that information from missing or inaccurate data. Keep supporting copies, and separately dispute credit-report errors through the reporting company and information provider as CFPB explains.

What records does the form ask me to gather?

Gather income, expense, loan and asset records. Explain changes in your circumstances. Use the current instructions for the case.

The selected form asks about household income, future ability to pay, repayment efforts, a home, vehicles and retirement assets. Old expense figures should not become an assumed current allowance. Bankruptcy property protections depend on applicable law, so ask a lawyer about asset consequences rather than hiding an asset or assuming it is irrelevant.

Where does the form go, and is there a deadline?

Send it to the government attorney handling the case. Do not file it with the court unless directed. Ask for the actual due date and submission method.

The form’s opening instruction is specific about routing. The DOJ index says the district’s U.S. Attorney office handles these federal-loan actions. Keep the recipient and instructions with their date; a general website upload does not establish that this form reached the correct office or preserved a court deadline.

What happens when I check the DOJ form?

Confirm who is helping and what legal work is included. Ask about fees and expenses in writing. Keep account credentials private.

Free federal servicer help does not certify a private lawyer’s price or representation agreement. FSA warns against promises of immediate cancellation and requests for your account password. Ask what remains to be filed or decided after fact review; a signed form or paid service is not the court’s decision.