Legal term
Judgment Preservation Insurance (JPI)
Updated Jul 19, 20262 sources
In a sentence
Insurance that protects a won judgment against reversal on appeal — premiums run roughly 5% to 15% of the covered amount. A boom product of the 2020s that suffered spectacular losses when big judgments reversed.
JPI lets a plaintiff (or their funders) lock in part of a trial win while appeals run. Policies are syndicated across towers of dozens of insurers; typical premiums run 5–15% of the limit with meaningful retentions.
Carriers retrenched, and by 2026 the product had reshaped toward portfolio-level coverage. About one-fifth of new litigation-finance commitments are now insurance-wrapped.
