Georgia · Storm claim denied: what can I do?
Storm claim denied: what can I do?
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| Filing deadline | 6 years from denial/underpayment (breach of contract)O.C.G.A. § 9-3-24 |
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Deadlines vary with the facts of each case. A lawyer can confirm yours.
Updated
01 · Your filing deadline
What is the deadline in Georgia?
Georgia: 6 years from breach for breach of contract (O.C.G.A. § 9-3-24); bad faith penalty under O.C.G.A. § 33-4-6 (up to 50% penalty + attorney fees) with 60-day demand requirement A lawyer can confirm yours.
Source: O.C.G.A. § 9-3-24
Deadlines vary; a lawyer can confirm yours. An older diagnosis or a past filing window does not, by itself, establish whether you have a claim.
02 · Where cases are heard
Where would my case be heard?
Georgia storm damage lawsuits are filed in Superior Court in the county where the property is located. The Georgia Office of Insurance and Safety Fire Commissioner regulates carriers and accepts consumer complaints. To trigger the bad faith penalty under O.C.G.A. § 33-4-6, the policyholder must send a written demand to the insurer at least 60 days before filing suit, specifying the claim amount. If the insurer fails to pay within 60 days and the court finds the denial was in bad faith, the insurer owes up to 50% of the claim amount as a penalty plus reasonable attorney fees.
How this works nationally
For the overall process and updates, read the Storm claim denied: what can I do? overview. This page covers the local information available for Georgia.
What happens when I check?
You answer a few short questions about what happened. If you send them, your answers are kept on file. If a participating law firm takes these cases, it may contact you. People's Justice is not a law firm.
Live in Georgia? Read what applies in your state.
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- O.C.G.A. § 9-3-24