Time limits apply in Kentucky. Find out if you still qualify.
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Verified against court records, regulatory records, and peer-reviewed research.
Last reviewed against primary sources: June 12, 2026
Statute of Limitations
Kentucky imposes a 2-year statute of limitations for motor vehicle accident injury claims (KRS § 304.39-230). Kentucky is a no-fault/choice state — drivers can opt out of no-fault via a written rejection form and retain full tort rights. Those who keep no-fault must carry $10,000 PIP and must meet a threshold (medical expenses exceeding $1,000 or certain serious injuries) to sue. Minimum liability is 25/50/25. Kentucky follows pure comparative negligence — no fault percentage bars recovery.
2 years from accident date
Exposure in Kentucky
Source: Kentucky State Police
Source: Kentucky Justice Association
Source: Kentucky Transportation Cabinet