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Written By
People's Justice Legal Research Team
Statute of Limitations
Louisiana imposes a 1-year prescriptive period (not technically a statute of limitations, but functionally identical) for personal injury claims (Civil Code Art. 3492) — the shortest in the nation. The state follows an at-fault insurance system with pure comparative negligence, meaning recovery is reduced but never barred by the plaintiff's fault. Minimum liability coverage is 15/30/25 — the lowest in the region. Louisiana uses a civil law system (based on French/Spanish law) rather than common law, with distinct procedural rules.
1 year from accident date
Louisiana Data
Exposure in Louisiana
Source: Louisiana Highway Safety Commission
Source: Louisiana Association for Justice
Source: Louisiana DOTD
Medical Resources