Time limits apply in Maryland. Find out if you still qualify.
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Verified against court records, regulatory records, and peer-reviewed research.
Last reviewed against primary sources: June 12, 2026
Statute of Limitations
Maryland imposes a 3-year statute of limitations for personal injury claims (Md. Code CJ § 5-101). The state follows an at-fault insurance system with contributory negligence — one of the harshest fault rules in the nation. If the plaintiff is even 1% at fault, they recover nothing. Minimum liability coverage is 30/60/15. Maryland's contributory negligence rule makes it essential to establish that the defendant was 100% at fault, which requires meticulous evidence preservation from the accident scene.
3 years from accident date
Exposure in Maryland
Source: Maryland State Police
Source: Maryland Association for Justice
Source: Maryland Highway Safety Office