Time limits apply in Pennsylvania. Find out if you still qualify.
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Verified against court records, regulatory records, and peer-reviewed research.
Last reviewed against primary sources: June 12, 2026
Statute of Limitations
Pennsylvania imposes a 2-year statute of limitations for personal injury claims under 42 Pa. C.S. § 5524. The state is a no-fault/choice state with mandatory $5,000 PIP coverage. Drivers choose between "limited tort" (can only sue for pain and suffering if injuries are serious — defined as death, serious impairment of body function, or permanent serious disfigurement) and "full tort" (full right to sue for any injury). Modified comparative negligence with a 51% bar applies. Minimum liability is 15/30/5.
2 years from accident date
Exposure in Pennsylvania
Source: PennDOT 2024
Source: Insurance industry data
Source: NHTSA FARS 2024