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Chapter 13: a plan to pay debts Updates
Updated Oct 4, 2026
Chapter 13 is a court plan to pay debts, often over three to five years. It may help you keep a home, but you must make the required payments.
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No source-linked updates are available here yet. The case guide has the current information and eligibility details.
Sources
- US Courts: Chapter 13 bankruptcy basicsUS Courts: Chapter 13 bankruptcy basics · court
- US Courts: Chapter 7 bankruptcy basicsUS Courts: Chapter 7 bankruptcy basics · court
- Judicial Conference: adjustment of certain bankruptcy dollar amounts, Federal Register February4,2025Judicial Conference: adjustment of certain bankruptcy dollar amounts, Federal Register February4,2025 · regulator
- DOJ US Trustee: credit counseling and debtor educationDOJ US Trustee: credit counseling and debtor education · regulator
- DOJ US Trustee: credit counseling FAQsDOJ US Trustee: credit counseling FAQs · regulator
- US Courts: filing without an attorneyUS Courts: filing without an attorney · court
- US Courts: discharge in bankruptcyUS Courts: discharge in bankruptcy · court
- US Courts: bankruptcy records and credit reportingUS Courts: bankruptcy records and credit reporting · court
- CFPB: how long bankruptcy appears on credit reportsCFPB: how long bankruptcy appears on credit reports · regulator
- DOJ US Trustee: means testingDOJ US Trustee: means testing · regulator
- US Bankruptcy Court Southern District of Florida: filing Chapter13US Bankruptcy Court Southern District of Florida: filing Chapter13 · court
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Read the case guide for eligibility, evidence and your next steps.