Chapter 7 Bankruptcy Lawsuit Tracker

Chapter 7 bankruptcy is a court-supervised process under the U.S. Bankruptcy Code that can discharge most unsecured debts. The U.S. Trustee's means test (Form 122A-1) compares your 6-month average gross income to your state's median family income for your household size; the filing fee is $338 (cacb.uscourts.gov). A trustee — not a judge — administers the case and holds the 341 meeting of creditors 20 to 40 days after filing. Exemptions, governed by the 730-day domicile rule under §522(b)(3), determine which property is protected. Most no-asset cases reach discharge in about 90 to 100 days, and a debtor can receive a Chapter 7 discharge once every 8 years (uscourts.gov). People's Justice is not a law firm and does not provide legal advice; we connect you with licensed attorneys.