Wildfire Damage Lawsuit Tracker

The wildfire crisis in America is accelerating. Climate change has extended fire seasons by months, extreme drought has left landscapes tinder-dry, and decades of development in the wildland-urban interface have placed millions of homes directly in the path of fire. Utility-caused fires have been responsible for some of the worst disasters in recent memory. PG&E's faulty transmission line sparked the 2018 Camp Fire in Paradise, California, killing 85 people and destroying nearly 19,000 structures. PG&E ultimately pled guilty to 84 counts of involuntary manslaughter and paid $13.5 billion to wildfire victims before entering bankruptcy. Southern California Edison has paid over $2 billion to settle claims from the Woolsey Fire and Thomas Fire. Xcel Energy faces lawsuits over the 2021 Marshall Fire in Colorado, and Hawaii Electric is being sued for the 2023 Maui fire that killed over 100 people. At the same time, the insurance industry is retreating from fire-prone regions. State Farm and Allstate have stopped writing new homeowner policies in California, leaving residents scrambling for coverage through the FAIR Plan — the insurer of last resort. Wildfire victims who do have coverage frequently encounter disputes over replacement cost versus actual cash value, underinsurance gaps where rebuilding costs far exceed policy limits, and delays in additional living expense payments. The legal framework for wildfire claims includes inverse condemnation in California, which holds utilities strictly liable when their equipment damages private property, as well as traditional negligence, strict liability, and wrongful death claims. Victims may also have insurance bad faith claims against carriers that unreasonably deny or delay legitimate claims. Recent settlements demonstrate the substantial recoveries available to wildfire victims who pursue their legal rights.