Who qualifies

UPDATED FEB 2026

Part of the Slip and Fall investigation

The short answer

Commercial premises cases average $345,000 nationally; private property cases average $105,000. Surgical cases settle 3.2x higher than non-surgical outcomes.

This guide breaks down settlement value by injury type, venue, and documentation quality — the three factors that most reliably predict case outcomes.

People's Justice Research TeamUpdated February 21, 2026Fact-checked

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Commercial vs. Private Property: The Settlement Gap

The type of property where your fall occurred is the first major determinant of case value. Commercial premises liability claims — involving stores, restaurants, office buildings, hotels, parking structures, and other business properties — average approximately $345,000 in settlements nationally. Private property claims — falls at a neighbor's home, a private driveway, or a residential property — average approximately $105,000. This gap exists because commercial property owners carry larger liability insurance policies, have institutional resources to pay claims, and face more documented evidence of inspection failures that support stronger liability arguments.

Settlement Ranges by Injury Type

Soft tissue injuries (sprains, strains, no imaging confirmation): $15,000–$75,000. Broken wrist or shoulder requiring casting: $40,000–$100,000. Broken ankle requiring surgery (ORIF): $80,000–$200,000. Hip fracture requiring surgery (ORIF or hip replacement): $150,000–$500,000. Lumbar or cervical disc herniation with surgery: $200,000–$750,000. Traumatic brain injury with neuroimaging documentation: $250,000–$2,000,000+. Spinal cord injury with permanent disability: $1,000,000–$5,000,000+. Wrongful death from fall-related injuries: $1,500,000–$15,000,000+.

Documentation Multipliers: How Evidence Increases Case Value

Three documentation factors that reliably increase settlement outcomes: (1) Surgery required — cases requiring surgery settle 3.2x higher than comparable non-surgical cases, because surgical records provide objective proof of injury severity that is difficult for insurers to contest; (2) TBI with neuroimaging — CT or MRI imaging confirming intracranial injury increases settlements by approximately 45% over baseline soft tissue cases, because imaging provides objective evidence of the brain injury that subjective symptom complaints cannot achieve alone; (3) Immediate post-accident MRI for spinal injuries — spinal injury cases where an MRI was performed within days of the fall settle approximately 60% higher than cases where MRI was delayed by weeks or months, because immediate imaging defeats the insurer's argument that the disc herniation or spinal injury was pre-existing and unrelated to the fall.

FAQ

Frequently Asked Questions

12 QUESTIONS

Possibly — whether partial fault bars or reduces your recovery depends entirely on your state's negligence law. There are three main frameworks. In pure comparative negligence states (California, New York, and others), you can recover even if you were 99% at fault — your compensation is simply reduced by your percentage of fault. In modified comparative negligence states (most states), you can recover only if you were less than 50% or 51% at fault, depending on the state's specific threshold. In pure contributory negligence states (Alabama, Maryland, North Carolina, Virginia, and Washington D.C.), any fault on your part — even 1% — completely bars your recovery. Property owners and their insurers routinely try to assign blame to the victim, claiming you were distracted by your phone, wearing inappropriate footwear, or ignoring obvious hazards. An attorney can help counter these arguments with evidence about the hazard's condition, the adequacy of any warnings, and the reasonableness of your conduct.

The full investigation

Part of the Slip and Fall Investigation