Arizona · Chapter 7 Bankruptcy: What to Know Before You File

Chapter 7 Bankruptcy: What to Know Before You File in Arizona

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02 · Where cases are heard

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Arizona Chapter 7 Exemptions

Arizona is an opt-out state, so an Arizona debtor may not elect the federal Section 522(d) exemptions and must use the Arizona state set (Ariz. Rev. Stat. Section 33-1101 et seq.). (Source: Nolo, Filing for Bankruptcy in Arizona.)

Homestead, Vehicle, and Wildcard

Arizona has NO wildcard exemption, so any asset not specifically listed is not protected. (Source: Nolo, Filing for Bankruptcy in Arizona.)

How this works nationally

For the overall process and updates, read the Chapter 7 Bankruptcy: What to Know Before You File overview. This page covers the local information available for Arizona.

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You answer a few short questions about what happened. If you send them, your answers are kept on file. If a participating law firm takes these cases, it may contact you. People's Justice is not a law firm.

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