Tools/Compare your income with the state median

Compare your income with the state median

A first step in the means test, using the published U.S. Trustee income table.

Preset · Assessment0 of 3 answered
Which state do you live in?
How many people are in your household?
Average gross monthly household income

Before taxes, averaged over the last six months. Enter 0 if there was no income.

Your result

Answer the questions to see your result.

It updates as you go.

See if you qualifyGeneral information. A lawyer confirms the rules and your options.
Woman on a video call at her laptop going over her household budget
Illustrative image.
Prepare your records before the case review. This tool never collects contact details.

Your answers stay in this page and are not passed into the case intake. We collect no contact details in these tools.

How this tool works

hands signing papers on a desk
Illustrative image.

This tool multiplies the average monthly household income you enter by 12 and compares it with the published median for your state and household size. It does not run the full means test or decide eligibility. Check the source table for your actual filing date.

Using this tool

How is my income compared with the median?

The tool multiplies the average gross monthly household income you enter by 12, then compares that annualized figure with the cited U.S. Trustee table for your state and household size.

Does being above the median rule out Chapter 7?

No. The full means test considers allowed expenses and other requirements. An attorney can review the applicable forms and whether Chapter 7 or Chapter 13 fits.

Which source table should I use?

Use the U.S. Trustee data for your actual filing period. The result links its source table and identifies the effective date; check for newer figures before filing.

Sources

  1. U.S. Trustee Program — median family incomeU.S. Department of Justice