Injury guide

Herniated or Bulging Disc After a Car Crash: Signs, Care and Records

A crash can injure a disc in your neck or back. See the warning signs, how doctors check for a disc injury, and which records show it.

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Updated Oct 6, 202644 sources

This may apply to you if

  • Describe the crash, date, location and your role.
  • Bring injury, care, car damage and work-loss records you have.
  • Show policy papers, claim notices and any offer or signed agreement.

The evidence and its limits

National Library of Medicine: MedlinePlus · 2024

MedlinePlus: herniated disk causes, tests and care

Design:
Other study design
Participants:
Not applicable: agency patient guidance, not a clinical study or participant sample
Finding:
MedlinePlus says a disk can herniate or rupture from injury or strain. It says MRI or CT shows where the disk presses, an X-ray alone cannot diagnose it, and most people recover with rest, medicine and physical therapy.
Main limitation
Patient guidance, not a study of crash patients. It gives no crash rate, and it cannot diagnose a person, show what caused an injury, or predict recovery.

Read the source: MedlinePlus: herniated disk causes, tests and care (opens in a new tab) · Checked Oct 5, 2026

The short answer

What is a herniated or bulging disc?
A herniated disc is when the soft center of a spinal disc pushes out through its tough outer ring. It is also called a bulging, slipped or ruptured disc. See a doctor if you have neck or back pain after a crash. Call 911 in an emergency. [23]
What are the signs of a disc injury in the neck or back?
Signs include neck or back pain that spreads into an arm or a leg. You may also feel numbness, tingling or weakness. [24]
When is a disc injury an emergency?
Get emergency care if you lose control of your bladder or bowels, feel numb around the groin or inner thighs, or your legs get weaker. Call 911 in an emergency. [25]
How is a herniated disc diagnosed?
An MRI is the most common test. A plain X-ray cannot show a herniated disc. A CT scan is another option. [26]

What rules a case out

Not covered by this case

  • This page cannot tell you whether the crash caused a disc problem. A doctor can assess that.
  • It does not cover spinal cord injury. Our spinal cord injury page covers that.

The process

What happens next

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When it fits this case

  • Describe the crash, date, location and your role.
  • Bring injury, care, car damage and work-loss records you have.
  • Show policy papers, claim notices and any offer or signed agreement.
  • These are preparation prompts, not a firm acceptance rule. A lawyer must assess fault, losses, coverage and filing time.

What is a herniated or bulging disc?

A herniated disc is when the soft center of a spinal disc pushes out through its tough outer ring. It is also called a bulging, slipped or ruptured disc. See a doctor if you have neck or back pain after a crash. Call 911 in an emergency.

It can happen slowly from wear and tear, or suddenly after an injury. The American Association of Neurological Surgeons, or AANS, says one strain or injury can cause it.

Discs also wear down with age. Nearly half of middle-aged and older people have worn discs and pinched nerves that do not hurt.

A disc that is not pressing on a nerve may cause a mild backache or no pain at all. One that presses on a nerve can cause pain, numbness or weakness where that nerve goes.

A disc injury is not the same as a spinal cord injury, though a disc can press on the cord. Our page on spinal cord injury after a crash covers that.

What are the signs of a disc injury in the neck or back?

Signs include neck or back pain that spreads into an arm or a leg. You may also feel numbness, tingling or weakness.

In the lower back, a disc can press on the nerves that form the sciatic nerve. This can cause pain, burning, tingling and numbness from the buttock down the leg. This is called sciatica.

In the neck, it can cause pain when you move your neck, or deep pain near the shoulder blade. Pain may also spread down the arm to the fingers.

AANS says to call your main doctor right away if low back pain starts after an injury, such as a car crash. Also get care right away for numbness, weakness, tingling, or bladder or bowel problems.

When is a disc injury an emergency?

Get emergency care if you lose control of your bladder or bowels, feel numb around the groin or inner thighs, or your legs get weaker. Call 911 in an emergency.

These can be signs of cauda equina syndrome. It is rare. It affects the bundle of nerve roots at the low end of the spinal cord.

AANS says it is most often caused by a large herniated disc in the low back. It lists car crashes among the injuries that can cause it.

AAOS, the American Academy of Orthopaedic Surgeons, calls it a surgical emergency.

How is a herniated disc diagnosed?

An MRI is the most common test. A plain X-ray cannot show a herniated disc. A CT scan is another option.

X-rays show bones, but not discs, muscles or nerves. Doctors may still take X-rays to check the bones of the spine.

An MRI shows soft tissue, such as discs and nerves. It can help show which nerves are affected.

Some doctors also order a nerve test called an EMG. It can show which nerve root is involved. AANS says it is not often used.

How is a herniated disc treated, and what does research say about recovery?

Most people get better without surgery. Care often starts with a short rest and pain medicine. Then comes physical therapy.

Pain, numbness or weakness often gets a lot better over weeks to months. AAOS says most people with a low back disc have no symptoms by 3 to 4 months.

Some people need more care, such as steroid shots or surgery. A doctor may suggest surgery if other care does not ease the pain.

MedlinePlus says to contact your provider about any numbness, loss of movement, weakness, or bladder or bowel changes.

These are general findings from medical groups. They cannot predict your own recovery.

Which records show a disc injury in a claim?

Records that show a disc injury include ER and doctor notes, the MRI or CT report, and physical therapy notes. Keep your bills too.

You have a right to copies of your records, bills and test images, with few exceptions. A provider may charge a reasonable fee to copy and mail them, but not to search for them.

If you had neck or back problems before the crash, tell your doctor. Ask for those older records too.

Your own policy may help pay medical bills. Texas’s insurance department says PIP, medical payments or uninsured motorist coverage might pay.

Can I claim pain and suffering for a disc injury in a no-fault state?

It depends on the state and, in some states, on the option you chose on your policy. In some no-fault states, you can sue for pain and suffering only if the injury meets a legal test. These tests are set by state law, not by a diagnosis.

New Jersey: under the limited right to sue option, a claim for pain and suffering needs an injury on a list. One is a permanent injury. The law says that is a body part that has not healed to work normally and will not with more care.

Pennsylvania: under limited tort, you can sue for pain and suffering only for a serious injury, with some exceptions. The law defines it as an injury that results in death, serious impairment of a body function, or permanent serious disfigurement.

New York: to sue for pain and suffering after a crash, you need a serious injury as the law defines it. Two types are a major limit, or a lasting limit, on the use of a body part or function.

Some states also limit which care PIP pays for. In Massachusetts, PIP pays for medical costs from care within two years of the crash. In Maryland, PIP, if you did not waive it, pays for costs from care within three years.

What if I want to talk with a law firm about a disc injury?

You can get care, keep your records and deal with insurers on your own. The steps above show where to start.

Some people also want to ask a law firm about a disc injury from a crash. People’s Justice is not a law firm. We do not review your crash or recommend a lawyer. If you want, you can use the form on this page to ask to be connected with a law firm that pays us to advertise.

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Sources

  1. NAIC: A Consumer’s Guide to Auto InsuranceNAIC: A Consumer’s Guide to Auto Insurance
  2. California Department of Insurance: automobile insuranceCalifornia Department of Insurance: automobile insurance · regulator
  3. California Department of Insurance: So You’ve Had an Accident, What’s Next?California Department of Insurance: So You’ve Had an Accident, What’s Next? · regulator
  4. California Courts: personal injury and property damageCalifornia Courts: personal injury and property damage · court
  5. California Courts: before you sue someoneCalifornia Courts: before you sue someone · court
  6. California Courts: statute of limitationsCalifornia Courts: statute of limitations · court
  7. New York Legislature: CPLR1411 damages and claimant faultNew York Legislature: CPLR1411 damages and claimant fault · regulator
  8. CDC: symptoms of mild TBI and concussionCDC: symptoms of mild TBI and concussion · regulator
  9. CDC: what to do after mild TBI or concussionCDC: what to do after mild TBI or concussion · regulator
  10. Nelson et al.: original TRACK-TBI recovery cohort, JAMA Neurology2019Nelson et al.: original TRACK-TBI recovery cohort, JAMA Neurology2019 · study
  11. ABA Model Rule1.5: feesABA Model Rule1.5: fees
  12. HHS: individual access to health informationHHS: individual access to health information · regulator
  13. NHTSA Opens Wave of Vehicle Safety Investigations in 2026nhtsa.gov · Mar 4, 2026 · regulator
  14. NHTSA Opens Multiple Vehicle Safety Investigations in Early 2026nhtsa.gov · Mar 4, 2026 · regulator
  15. NHTSA Opens Investigation into FSD Collisions in Reduced Visibility Conditionsnhtsa.gov · Mar 18, 2026 · regulator
  16. NHTSA Opens Multiple New Vehicle Safety Investigationsnhtsa.gov · Mar 18, 2026 · regulator
  17. NHTSA Opens Wave of Vehicle Safety Investigations in 2026nhtsa.gov · Jul 6, 2026 · regulator
  18. NHTSA Opens Nine New Vehicle Safety Investigationsnhtsa.gov · Jul 13, 2026 · regulator
  19. NHTSA Opens Multiple New Vehicle Safety Investigationsnhtsa.gov · Jul 13, 2026 · regulator
  20. NHTSA Opens New Investigations Into Brake and Engine Failuresnhtsa.gov · Aug 24, 2026 · regulator
  21. NHTSA Opens Several New Vehicle Safety Investigationsnhtsa.gov · Aug 24, 2026 · regulator
  22. NHTSA Opens Investigation Into FSD Collisions Amid Wave of 2026 Vehicle Safety Probesnhtsa.gov · Mar 18, 2026 · regulator
  23. AAOS OrthoInfo: Herniated disk in the lower back
  24. MedlinePlus: Herniated disk
  25. AAOS OrthoInfo: Cauda equina syndrome
  26. AANS: Herniated disc
  27. HHS: Right of access guidance (45 CFR 164.524)
  28. AANS: Low back painAANS: Low back pain
  29. AAOS OrthoInfo: Cervical radiculopathy (pinched nerve)AAOS OrthoInfo: Cervical radiculopathy (pinched nerve)
  30. MedlinePlus: SciaticaMedlinePlus: Sciatica · regulator
  31. AANS: Cauda equina syndromeAANS: Cauda equina syndrome
  32. AAOS OrthoInfo: Low back painAAOS OrthoInfo: Low back pain
  33. Texas Department of Insurance: Tips after a wreckTexas Department of Insurance: Tips after a wreck · regulator
  34. HHS: Your medical records (HIPAA right of access)HHS: Your medical records (HIPAA right of access) · regulator
  35. Texas Department of Insurance: Dealing with the other driver’s insuranceTexas Department of Insurance: Dealing with the other driver’s insurance · regulator
  36. New Jersey DOBI: Auto Insurance Buyer’s Guide (2026)New Jersey DOBI: Auto Insurance Buyer’s Guide (2026) · regulator
  37. Pennsylvania Insurance Department: Automobile Insurance GuidePennsylvania Insurance Department: Automobile Insurance Guide · regulator
  38. New York DFS: Auto insurance information for consumersNew York DFS: Auto insurance information for consumers · regulator
  39. New Jersey Statutes § 39:6A-8New Jersey Statutes § 39:6A-8 · regulator
  40. Pennsylvania Consolidated Statutes, Title 75, § 1705Pennsylvania Consolidated Statutes, Title 75, § 1705
  41. Pennsylvania Consolidated Statutes, Title 75, § 1702Pennsylvania Consolidated Statutes, Title 75, § 1702
  42. New York Insurance Law § 5102New York Insurance Law § 5102 · regulator
  43. Massachusetts General Laws ch. 90, § 34AMassachusetts General Laws ch. 90, § 34A · regulator
  44. Maryland Code, Insurance § 19-505Maryland Code, Insurance § 19-505 · regulator

Checked against 30 primary sources by People's Justice editors · Updated

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People's Justice research team · Updated Oct 6, 2026