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Statute of limitations — Florida
Florida: 4 years for product liability/negligence (Fla. Stat. § 95.11(3)(a)); 4 years for statutory fraud under the Florida Deceptive and Unfair Trade Practices Act (Fla. Stat. § 95.11(3)(f)). Discovery rule applies.
4 years from discovery of injury
Filing venue
Where to File in Florida
Florida mobile sports betting operates exclusively through the Seminole Tribe's Hard Rock Bet app under the 2021 Gaming Compact between the Tribe and the State of Florida. This creates a unique jurisdictional complexity: the Seminole Tribe holds sovereign immunity that may shield it from certain state court claims. However, the Tribe waived sovereign immunity for certain compact-related disputes, and non-tribal technology vendors (e.g., platform provider Flutter/FanDuel) may not enjoy sovereign immunity. Cases against non-tribal entities may be filed in the Southern District of Florida (Miami/Fort Lauderdale), Middle District (Tampa/Orlando), or Northern District (Tallahassee). The Florida DUTPA (Fla. Stat. § 501.204) provides a private cause of action.
Florida data
Exposure in Florida
Estimated total mobile sports wagering handle in Florida in 2024 through the Hard Rock Bet app, the exclusive legal mobile platform. Florida's large population and year-round sports calendar drive substantial volumes despite the single-operator structure.
$3.1B wagered (2024)
Source: Seminole Tribe gaming reports / industry estimates
Florida has approximately 22.2 million adults, making it the third-largest potential sports betting market nationally. The state's tourism-heavy economy also means significant out-of-state betting activity within Florida borders.
22.2M adult population
Source: U.S. Census Bureau
Florida is the only major-market state with a single mobile sports betting operator (Hard Rock Bet/Seminole Tribe). Plaintiffs argue this monopoly structure reduces competitive pressure to implement responsible gambling features and eliminates consumer choice for platforms with better addiction safeguards.
Single-operator monopoly
Source: Florida Gaming Compact / Hard Rock Bet
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