Time limits apply in Iowa. Find out if you still qualify.
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Researched By
People's Justice Research Team
Verified against court records, regulatory records, and peer-reviewed research.
Last reviewed: June 12, 2026How we research
Last reviewed against primary sources: June 12, 2026
Statute of Limitations
Iowa has a 2-year statute of limitations for personal injury claims from car accidents (Iowa Code § 614.1). The clock starts on the date of the accident. Iowa requires minimum liability insurance of 20/40/15 ($20K per person, $40K per accident bodily injury, $15K property damage).
2 years from date of accident
Iowa Data
Exposure in Iowa
Source: Iowa DOT 2024
Source: Insurance industry data
Source: NHTSA FARS 2024
Medical Resources