Time limits apply in Indiana. Find out if you still qualify.
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Verified against court records, regulatory records, and peer-reviewed research.
Last reviewed against primary sources: June 12, 2026
Statute of Limitations
Indiana imposes a 2-year statute of limitations for personal injury claims (IC 34-11-2-4). The state follows an at-fault insurance system with modified comparative negligence under the 51% bar — a plaintiff who is 51% or more at fault recovers nothing. Minimum liability coverage is 25/50/25. Indiana caps punitive damages at 3x compensatory damages or $50,000 (whichever is greater), with 75% of punitive damages paid to the state.
2 years from accident date
Exposure in Indiana
Source: Indiana Criminal Justice Institute
Source: Indiana State Bar Association
Source: Indiana University Public Policy Institute