Louisiana · Storm claim denied: what can I do?
Storm claim denied: what can I do?
See If You Qualify
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01 · Your filing deadline
What is the deadline in Louisiana?
Louisiana: 10 years from breach for breach of contract (La. Civ. Code art. 3499); bad faith penalties under La. R.S. 22:1892 (25% penalty) and La. R.S. 22:1973 (2x damages) A lawyer can confirm yours.
Deadlines vary; a lawyer can confirm yours. An older diagnosis or a past filing window does not, by itself, establish whether you have a claim.
02 · Where cases are heard
Where would my case be heard?
Louisiana storm damage lawsuits are filed in District Court in the parish where the property is located or where the insurer's principal office is situated. The Louisiana Department of Insurance (LDI) accepts consumer complaints and investigates insurer practices. Louisiana's dual bad faith penalty statutes are among the strongest in the nation: La. R.S. 22:1892 imposes a 25% penalty plus attorney fees for failure to pay undisputed amounts within 30 days, while La. R.S. 22:1973 allows up to 2x the amount due for arbitrary and capricious denial. Orleans Parish, Jefferson Parish, East Baton Rouge Parish, and Calcasieu Parish courts handle the highest volume of hurricane claim disputes.
How this works nationally
For the overall process and updates, read the Storm claim denied: what can I do? overview. This page covers the local information available for Louisiana.
What happens when I check?
You answer a few short questions about what happened. If you send them, your answers are kept on file. If a participating law firm takes these cases, it may contact you. People's Justice is not a law firm.
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