Time limits apply in Mississippi. Find out if you still qualify.
Start Your Free Review
Answer 2-3 quick questions to review your potential case.
Verified against court records, regulatory records, and peer-reviewed research.
Last reviewed against primary sources: June 12, 2026
Statute of Limitations
Mississippi imposes a 3-year statute of limitations for personal injury claims (Miss. Code § 15-1-49). The state follows an at-fault insurance system with pure comparative negligence — a plaintiff can recover even if 99% at fault, with recovery reduced by the plaintiff's fault percentage. Minimum liability coverage is 25/50/25. Mississippi places no caps on compensatory or punitive damages in personal injury cases, making it a favorable jurisdiction for accident victims with strong cases.
3 years from accident date
Exposure in Mississippi
Source: Mississippi Department of Public Safety
Source: Mississippi Association for Justice
Source: Mississippi Office of Highway Safety