Mississippi · Car accident claims: what to do next
Car accident claims: what to do next in Mississippi
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| Filing deadline | 3 years from accident dateMiss. Code § 15-1-49 |
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Deadlines vary with the facts of each case. A lawyer can confirm yours.
Updated
01 · Your filing deadline
What is the deadline in Mississippi?
Mississippi imposes a 3-year statute of limitations for personal injury claims (Miss. Code § 15-1-49). The state follows an at-fault insurance system with pure comparative negligence — a plaintiff can recover even if 99% at fault, with recovery reduced by the plaintiff's fault percentage. Minimum liability coverage is 25/50/25. A lawyer can confirm yours.
Mississippi places no caps on compensatory or punitive damages in personal injury cases, making it a favorable jurisdiction for accident victims with strong cases.
Source: Miss. Code § 15-1-49
Deadlines vary; a lawyer can confirm yours. An older diagnosis or a past filing window does not, by itself, establish whether you have a claim.

02 · Where cases are heard
Where would my case be heard?
Mississippi is an at-fault state with pure comparative negligence, allowing plaintiffs to recover damages regardless of their own fault percentage (reduced proportionally). The statute of limitations is 3 years from the accident date (Miss. Code § 15-1-49). Mississippi places no caps on personal injury damages, and the state's generally plaintiff-friendly court system and juries can produce strong results for accident victims.
Medical facilities in Mississippi
University of Mississippi Medical Center — Level I Trauma Center
How this works nationally
For the overall process and updates, read the Car accident claims: what to do next overview. This page covers the local information available for Mississippi.
What happens when I check?
You answer a few short questions about what happened. If you send them, your answers are kept on file. If a participating law firm takes these cases, it may contact you. People's Justice is not a law firm.
Live in Mississippi? Read what applies in your state.
Register your interest. If a participating law firm takes these cases, it may contact you.
Register your interestSources
- Miss. Code § 15-1-49