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Written By
People's Justice Legal Research Team
Statute of Limitations
Montana imposes a 3-year statute of limitations for personal injury claims under MCA § 27-2-204. The state follows a modified comparative negligence system with a 51% bar — you can recover damages as long as your fault does not equal or exceed 51%. Montana is an at-fault state with minimum liability coverage of 25/50/20 ($25K per person, $50K per accident, $20K property damage).
3 years from accident date
Montana Data
Exposure in Montana
Source: Montana DOT 2024
Source: Insurance industry data
Source: NHTSA FARS 2024
Medical Resources