Time limits apply in Montana. Find out if you still qualify.
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Verified against court records, regulatory records, and peer-reviewed research.
Last reviewed against primary sources: June 12, 2026
Statute of Limitations
Montana imposes a 3-year statute of limitations for personal injury claims under MCA § 27-2-204. The state follows a modified comparative negligence system with a 51% bar — you can recover damages as long as your fault does not equal or exceed 51%. Montana is an at-fault state with minimum liability coverage of 25/50/20 ($25K per person, $50K per accident, $20K property damage).
3 years from accident date
Exposure in Montana
Source: Montana DOT 2024
Source: Insurance industry data
Source: NHTSA FARS 2024