Time limits apply in North Dakota. Find out if you still qualify.
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Verified against court records, regulatory records, and peer-reviewed research.
Last reviewed against primary sources: June 12, 2026
Statute of Limitations
North Dakota provides a 6-year statute of limitations for personal injury claims under NDCC § 28-01-16 — the longest in the nation. The state is a no-fault insurance state with $30,000 in mandatory PIP coverage. Modified comparative negligence with a 50% bar applies — you are barred from recovery if your fault is equal to or greater than 50%. Minimum liability coverage is 25/50/25.
6 years from accident date
Exposure in North Dakota
Source: ND DOT 2024
Source: Insurance industry data
Source: NHTSA FARS 2024