New Hampshire · Car accident claims: what to do next

Car accident claims: what to do next in New Hampshire

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01 · Your filing deadline

What is the deadline in New Hampshire?

New Hampshire imposes a 3-year statute of limitations for personal injury claims under RSA 508:4. The state follows modified comparative negligence with a 51% bar — recovery is barred if your fault is 51% or more. New Hampshire is unique as the only state with no mandatory auto insurance requirement, though drivers must demonstrate financial responsibility after an accident. A lawyer can confirm yours.

3 years from accident date

Suggested minimum coverage is 25/50/25.

Deadlines vary; a lawyer can confirm yours. An older diagnosis or a past filing window does not, by itself, establish whether you have a claim.

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A lawyer can check which filing rules apply to your circumstances.

02 · Where cases are heard

Where would my case be heard?

New Hampshire is the only state in the nation that does not require drivers to carry auto insurance, though financial responsibility laws still apply if you cause an accident. The state follows a modified comparative negligence system with a 51% bar and provides a 3-year statute of limitations. The lack of mandatory insurance makes uninsured motorist coverage particularly important for New Hampshire drivers.

Medical facilities in New Hampshire

  • Dartmouth-Hitchcock Medical Center (Level I Trauma Center)

How this works nationally

For the overall process and updates, read the Car accident claims: what to do next overview. This page covers the local information available for New Hampshire.

What happens when I check?

You answer a few short questions about what happened. If you send them, your answers are kept on file. If a participating law firm takes these cases, it may contact you. People's Justice is not a law firm.

Live in New Hampshire? Read what applies in your state.

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