Time limits apply in New Hampshire. Find out if you still qualify.
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Verified against court records, regulatory records, and peer-reviewed research.
Last reviewed against primary sources: June 12, 2026
Statute of Limitations
New Hampshire imposes a 3-year statute of limitations for personal injury claims under RSA 508:4. The state follows modified comparative negligence with a 51% bar — recovery is barred if your fault is 51% or more. New Hampshire is unique as the only state with no mandatory auto insurance requirement, though drivers must demonstrate financial responsibility after an accident. Suggested minimum coverage is 25/50/25.
3 years from accident date
Exposure in New Hampshire
Source: NH DOT 2024
Source: Insurance industry data
Source: NHTSA FARS 2024